Edelweiss Financial Services Limited (EFSL), a diversified financial services company in India, has announced a public issue of Secured Redeemable Non-Convertible Debentures (NCDs). The issue offers multiple investment options with tenures ranging from 24 months to 120 months and effective yields of up to 10.00% per annum.
About Edelweiss Financial Services Limited
Founded in 1995, Edelweiss Financial Services Limited has evolved into a diversified financial services group with businesses across credit, asset management, insurance, and asset reconstruction. The company operates through an extensive network across India and serves retail as well as institutional customers.
As of March 31, 2026, the company reported:
- Revenue from Operations: ₹10,416.95 Crore
- Net Worth: ₹4,372.23 Crore
- Profit After Tax: ₹680.46 Crore
Issue Snapshot
| Particulars | Details |
|---|---|
| Issuer | Edelweiss Financial Services Limited |
| Instrument | Public Issue of Secured Redeemable NCD |
| Issue Opens | 08 Jun 2026 |
| Issue Closes | 19 Jun (may close early) |
| Face Value | ₹1,000 |
| Minimum Investment | ₹10,000 |
| Listing | BSE |
| Credit Rating | CRISIL A+/Stable |
| Issue Size | ₹150 Crore with a Green Shoe Option of ₹150 Crore, aggregating up to ₹300 Crore |
Interest Rate and Tenure Options
The NCD issue offers multiple series with annual, monthly, and cumulative options.
Key Options
| Tenure | Effective Yield (p.a.) |
|---|---|
| 24 Months | Up to 8.65% |
| 36 Months | Up to 9.15% |
| 60 Months | Up to 9.60% |
| 120 Months | Up to 10.00% |
The highest coupon rate offered under the issue is 10.00% per annum for the 120-month annual interest option.
Credit Rating
The proposed NCDs have been rated CRISIL A+/Stable. According to CRISIL, securities with this rating are considered to have an adequate degree of safety regarding timely servicing of financial obligations and carry low credit risk.
Who Can Apply?
The issue is open to:
- Resident Individual Investors
- Hindu Undivided Families (HUFs)
- High Net-Worth Individuals (HNIs)
- Companies
- Trusts
- LLPs
- Institutions and Other Eligible Investors
NRIs and foreign investors are not eligible to invest in this issue.
Key Features of the NCD Issue
Secured Instrument
The NCDs are secured and backed by identified assets of the company in favor of the debenture trustee.
Things Investors Should Consider
Before investing in any NCD issue, investors should evaluate:
- Credit risk of the issuer
- Interest rate outlook
- Liquidity requirements
- Tax implications
- Investment horizon
Investors should carefully read the Prospectus, including the Risk Factors section, before making an investment decision.
Conclusion
The Edelweiss Financial Services NCD Issue June 2026 offers a range of investment options with yields up to 10.00% per annum and tenures from 2 to 10 years. With a CRISIL A+/Stable rating and secured structure, the issue may be considered by investors seeking fixed-income opportunities aligned with their risk profile and investment objectives.
Disclaimer
This article is for educational and informational purposes only and should not be construed as investment advice, recommendation, or solicitation to invest. Investors should read the Prospectus and consult their financial advisor before making any investment decision.
Investments in Non-Convertible Debentures (NCDs) are subject to market and credit risks. Returns are not guaranteed and timely payment of interest/principal depends on the financial health of the issuer. Although secured in nature, recovery in case of default is subject to asset value, legal process, and market conditions. Liquidity on stock exchange may be limited. Interest income is taxable as per applicable laws. Investors should read the Prospectus carefully, understand all risk factors, and consult their financial advisor before investing.
