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Loan Against Mutual Funds (LAMF)
Get instant funds without redeeming your investments. Continue your wealth creation journey while meeting short-term financial needs.
Apply NowWhat is Loan Against Mutual Funds?
Loan Against Mutual Funds allows investors to avail loans by pledging their mutual fund units as collateral. Your investments remain invested in the market while you get liquidity for personal or business needs.
म्यूचुअल फंड पर लोन क्या है?
Loan Against Mutual Funds (LAMF) में आप अपने म्यूचुअल फंड यूनिट्स को गिरवी रखकर तुरंत लोन प्राप्त कर सकते हैं। इससे आपका निवेश जारी रहता है और आपको जरूरत के समय फंड मिल जाता है।
Key Features
| Feature | Details |
|---|---|
| Interest Rate | Starting from 10.25% p.a. |
| Process | 100% Digital |
| Equity MF LTV | Up to 45% |
| Debt MF LTV | Up to 80% |
| Processing Time | Approx. 15 Minutes |
| Foreclosure Charges | Nil |
Loan Calculation Example
| Investment Type | Portfolio Value | LTV | Eligible Loan |
|---|---|---|---|
| Equity Mutual Funds | ₹8,00,000 | 45% | ₹3,60,000 |
| Debt Mutual Funds | ₹4,00,000 | 80% | ₹3,20,000 |
Benefits
- Continue your long-term investments
- Quick digital approval process
- No need to redeem mutual funds
- Interest charged only on utilized amount
- Useful for business, emergency, education, or medical needs
जरूरी शर्तें (Terms & Conditions)
- लोन स्वीकृति lender के नियमों पर निर्भर करती है।
- केवल approved mutual fund schemes eligible होंगी।
- मार्केट गिरने पर अतिरिक्त margin की आवश्यकता हो सकती है।
- समय पर ब्याज भुगतान आवश्यक है।
- डिफॉल्ट की स्थिति में pledged units बेची जा सकती हैं।
Apply for LAMF Today
Unlock liquidity from your investments without disturbing your financial goals.
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