Life Insurance

Life Insurance gives financial protection to a family of an earning person, who dies accidentally by accident. Life Insurance is a contract between an insured person and an Insurance Company. Where an insured person pays money as a premium to the insurance company for a particular period for a particular sum assured. The Insurance Company provides a Life Cover as a specified sum assured for a specified term to the insured person. The Life Insurance Cover provides financial safety to the insured person’s family against any unexpected mishappening.

We can divide life insurance into two parts. First is a pure life insurance plan (Term Plan). Which gives a lump sum amount to happen an unfortunate event in a specified period and no maturity benefit. The second is a traditional life insurance plan (Endowment and Money Back). Which gives a lump sum amount on the unfortunate events and additionally gives a maturity benefit also after a specified period.

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